Thoughtfully created to support the evolving needs of our credit union and banking partners, the platform provides a more efficient and transparent way to view deal information, manage participation activity, access deal documentation, and connect with participation partners nationwide – while continuing to deliver the same high-quality deal flow, underwriting discipline, and high-touch operational support you already know & trust with Element 22 Commercial Group.

As participation activity expands and portfolio management becomes more dynamic, we recognized the need for a more connected, scalable digital experience—one designed to enhance visibility, eliminate friction in collaboration, and equip your team with the insights needed to move faster and make smarter decisions with confidence. The new Element 22 eXchange reflects our continued commitment to delivering innovative lending solutions and operational support that help our partners manage risk, improve efficiency, and better serve their members and communities.

eXchange 22 is build to help your financial institution stay ahead in an increasingly competitive landscape. This new evolution of eXchange 22 was shaped by the voice of our network. Every feature reflects what our credit union partners have asked for — greater speed, deeper insight, and a more intuitive way to connect with opportunity. Instead of searching for the right loan participation opportunities, they come to you, with preference-driven alerts that notify you the moment a deal matches your institution’s criteria.

Using the intuitive online platform, members can benchmark their institution’s key metrics against peers, efficiently source opportunities, monitor pipeline and portfolio activity, and identify potential partners or participation interests more effectively, with key features including:

  • Access to participation opportunities nationwide
  • centralized transaction and pipeline management
  • Secure document review and sharing
  • Portfolio monitoring & benchmarking tools
  • Enhanced analytics and participation insights

At the core of the experience is smarter data. QuickScore deal analytics help surface opportunities that best fit your balance sheet strategy, while expanded data room access provides deeper visibility into documentation and due diligence materials. Every detail is designed to help you evaluate opportunities with greater confidence and clarity.

And when it’s time to act, eXchange 22 keeps everything moving seamlessly. From expressing interest to tracking activity and managing your pipeline, real-time deal management tools ensure you have full transparency and control — all in one place.

Not ready to buy into deals? No problem.
Use eXchange 22 to stay plugged into the market, explore opportunities, understand market trends, and learn what’s out there — completely free.

eXchange 22 is the hub for your financial institution’s participation activity within the Element 22 network. eXchange 22 is more than a participation platform—it’s a strategic engine built to drive your institution forward and thrive in the dynamic commercial lending ecosystem. Strengthening communities starts with empowering the institutions that serve them, and this completely transformed platform is one of the many ways we can help!

Getting Started

For institutions ready to pursue participation opportunities through the Element 22 eXchange:

  1. Contact Element 22 to discuss current lending pipeline and potential participation candidates
  2. Schedule initial consultation to review specific loan scenarios and market positioning
  3. Establish internal processes for early identification and notification of participation opportunities
  4. Develop documentation templates aligned with Element 22 requirements
  5. Educate lending teams on participation process and timeline considerations

How Does the Participation Process with Element 22 Work?

The loan participation process consists of six distinct phases, each critical to ensuring successful placement and ongoing management of the participation opportunity.

Average Participation Loan Timeline
40-100 days
The participation process adds approximately 20-65 days to standard loan timelines and requires early coordination, complete documentation & responsive communication with Element 22 for optimal results